Law Hub

This article answers common questions that Iowans’ hurt at work have and provides injured workers in Iowa with some basic information about their rights under Iowa’s workers’ compensation laws, including what benefits they should receive.

We hear many common questions from our clients about Iowa’s sometimes complex workers’ compensation laws. Here are some frequently asked questions and their answers. Please keep in mind that every case is different and these questions and their answers assume that the injuries are considered work related.

Share This

Iowans’ hurt at work often do not know what their basic rights are. This article provides workers injured in Iowa with some basic information about their rights under Iowa’s workers’ compensation laws, including what benefits they should receive, how their weekly check is calculated and much more.

Iowa Law has recognized the needs of its injured workers since 1913. The law requires every employer to obtain workers’ compensation insurance (or be approved as a self-insurer) to cover their workers. However, even the best employer is not likely to tell you all you need to know. If you are injured in a work accident or suffer from an occupational disease caused by your work, then Iowa law says that you have 10 basic rights which we will share the first 5 with you here (look for the other 5 rights next week):

Share This

Iowans’ hurt at work often do not know what their basic rights are. This article provides workers injured in Iowa with some basic information about their rights under Iowa’s workers’ compensation laws, including what benefits they should receive, how their weekly check is calculated and much more.

Iowa Law has recognized the needs of its injured workers since 1913. The law requires every employer to obtain workers’ compensation insurance (or be approved as a self-insurer) to cover their workers. However, even the best employer is not likely to tell you all you need to know. If you are injured in a work accident or suffer from an occupational disease caused by your work, then Iowa law says that you have 10 basic rights which we will share the first 5 with you here (look for the other 5 rights next week):

Share This

The purpose of uninsured motorist coverage is to compensate the insured for all of the elements of damage they would have been entitled to receive from the person causing the accident, but who carried no bodily injury insurance, or very low limits of coverage. Of this list of damage items, the only ones which would be covered by health insurance or Medicare would be “covered” medical expenses.

Share This

Many people say they have “full coverage”, believing they are adequately insured. However, when asked the specifics of what coverage they actually own, they generally have no idea. This helps explain what Full Coverage really is.

I have represented people involved in automobile accidents for more than 20 years. During my initial meetings with clients, one of the most important topics of conversation is the insurance coverage they purchased for their own auto. Many people tell me they have “full coverage”, believing they are adequately insured. However, when I ask the specifics of what coverage they actually own, they generally have no idea. Do they have bodily injury coverage, which protects them if they cause injury to a third party? Did their agent explain to them the need for uninsured motorist coverage to protect them if they are injured by an uninsured driver, and did they purchase it? What limits of coverage did they actually buy? They simply do not know.

Share This

Many people say they have “full coverage”, believing they are adequately insured. However, when asked the specifics of what coverage they actually own, they generally have no idea. This helps explain what Full Coverage really is.

I have represented people involved in automobile accidents for more than 20 years. During my initial meetings with clients, one of the most important topics of conversation is the insurance coverage they purchased for their own auto. Many people tell me they have “full coverage”, believing they are adequately insured. However, when I ask the specifics of what coverage they actually own, they generally have no idea. Do they have bodily injury coverage, which protects them if they cause injury to a third party? Did their agent explain to them the need for uninsured motorist coverage to protect them if they are injured by an uninsured driver, and did they purchase it? What limits of coverage did they actually buy? They simply do not know.

Share This

Iowans’ injured at work are sometimes treated very badly by insurance companies and this is a story about a client of mine named Jim and his journey for justice through Iowa’s workers’ compensation system.

Share This