Threatened with Wage Garnishment?

Have you been threatened with Wage Garnishment?  Can they actually garnish your wages?

So you have defaulted on a credit account. The debt collector calls and demands immediate payment of the debt. The debt collector then makes the following threat: “If you do not pay this debt by Monday at noon, we will garnish your wages, starting with your next paycheck”.

Can a Collection Agency Garnish my Wages?

A collection agency may not garnish your wages without following the bounds of due process.

From what my clients have told me, this threat occurs with great frequency. The typical scenario is that the individual has defaulted on a credit account. The original creditor, be it Citibank or Capital One or whomever, fails in its attempts to get the defaulting individual to pay. The individual’s debt is now referred to as “bad debt”. Many times, the original creditor will simply give up and sell the “bad debt” to an outside company, such as a collection agency, for pennies on the dollar, sometimes even less.

FOREIGN TRADEMARK FILING: What You Need To Know In A Nutshell

Trademark, Foreign Filing, Intellectual Property, Madrid Protocol, Law

Foreign Trademark Filing: What You Need to Know in a Nutshell

            This is what I hear from many clients: “the trademark you filed for us will protect us in foreign countries too, right??  Wrong!  As with patents, trademark registrations only cover the country in which they are filed.  So your US trademark application will only bestow trademark rights in the United States and not beyond.  Therefore, in order to protect your trademarked word or design in Japan, or Germany, or whatever country you’re concerned about, you will need to file a trademark application in each of those countries.  This can get costly very quickly.  But wait, there is a solution?

FOREIGN TRADEMARK FILING: What You Need To Know In A Nutshell

Trademark, Foreign Filing, Intellectual Property, Madrid Protocol, Law

Foreign Trademark Filing: What You Need to Know in a Nutshell

            This is what I hear from many clients: “the trademark you filed for us will protect us in foreign countries too, right??  Wrong!  As with patents, trademark registrations only cover the country in which they are filed.  So your US trademark application will only bestow trademark rights in the United States and not beyond.  Therefore, in order to protect your trademarked word or design in Japan, or Germany, or whatever country you’re concerned about, you will need to file a trademark application in each of those countries.  This can get costly very quickly.  But wait, there is a solution?

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